Information We Collect
Information you give us
When you request a quote or contact us, you may provide:
- Name, phone number, email address, and ZIP code or mailing address
- The type of coverage you're shopping for (auto, home, health, life, business, renters)
- Details about your situation, such as whether you're currently insured and when you need coverage
- Anything you choose to share when you call, email, or chat with us
Information collected automatically
When you visit the Site, we and our service providers may collect your IP address, browser and device type, pages viewed, referring site, the date and time of your visit, and similar usage data through cookies, pixels, and comparable technologies.
Call recordings
Calls to or from Smart Insurance Offers may be monitored or recorded for quality assurance, training, and compliance purposes.
How We Use Your Information
- Respond to your quote request and match you with insurance agents, carriers, or partners who may serve your needs
- Contact you by phone, text, or email about your request, as you've agreed
- Operate, maintain, and improve the Site and our services
- Measure advertising and marketing performance
- Detect and prevent fraud, abuse, and security incidents
- Comply with legal obligations and enforce our Terms & Conditions
How We Share Your Information
Our service works by connecting you with insurance providers, so sharing is central to what we do. We may share your information with:
- Insurance carriers, licensed agents, and brokers in our network so they can contact you with quotes
- Marketing and lead partners who help match your request with providers
- Service providers that host the Site, provide analytics, process calls, or send communications on our behalf
- Legal and safety recipients when required by law, subpoena, or to protect rights, property, or safety
- A successor business in connection with a merger, acquisition, or sale of assets
Once a carrier, agent, or partner receives your information, its own privacy policy governs how it uses that information.
Consent to Be Contacted
By submitting a quote request and checking the consent box, you agree that Smart Insurance Offers and its matched agents, carriers, and partners may contact you at the phone number and email you provided, including by autodialed calls, prerecorded messages, and text messages. Consent is not a condition of purchase. Message and data rates may apply.
You can opt out of text messages at any time by replying STOP. To stop calls or emails from us, contact us using the details below. Opting out with us does not stop contact from agents or carriers who already received your request; please opt out with them directly.
Cookies and Tracking
We use cookies and similar technologies to remember your preferences, understand how visitors use the Site, and measure ads. Most browsers let you block or delete cookies; if you do, parts of the Site may not work as intended. Some browsers send "Do Not Track" signals; the Site does not currently respond to them in a uniform way. Where required by law, we honor Global Privacy Control (GPC) signals as an opt-out of sale or sharing.
Your Privacy Rights
Depending on where you live, you may have the right to:
- Know what personal information we collect and how we use and share it
- Access or receive a copy of your personal information
- Correct inaccurate information
- Request deletion of your information
- Opt out of the "sale" or "sharing" of personal information, or its use for targeted advertising
- Not be discriminated against for exercising these rights
To make a request, email info@smartinsuranceoffers.online or call (866) 222-0277. We will verify your identity before acting on a request, and you may use an authorized agent where the law allows.
California Residents
If you are a California resident, the California Consumer Privacy Act (as amended by the CPRA) gives you the rights described above. In the past 12 months we may have collected identifiers, contact details, internet activity, approximate geolocation, and insurance-related preferences, and disclosed them to the categories of recipients listed in "How We Share Your Information." Because we share information with partners for value, this may be considered a "sale" or "sharing" under California law. To opt out, use the contact details below with the subject line "Do Not Sell or Share."
Data Security and Retention
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security. We keep personal information only as long as needed for the purposes in this policy or as required by law.
Children's Privacy
The Site is not directed to anyone under 18, and we do not knowingly collect personal information from children. If you believe a child has given us information, contact us and we will delete it.
Third-Party Websites
The Site may link to websites run by carriers, agents, or other third parties. We are not responsible for their content or privacy practices, and we encourage you to read their policies.
Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top shows when it last changed. Continuing to use the Site after an update means you accept the revised policy.
Contact Us
Smart Insurance Offers
197 Royal Blackheath, Smithfield, VA 23434
Phone: (866) 222-0277
Email: info@smartinsuranceoffers.online
Hours: Mon–Fri 8AM–8PM EST